The equipment works now. It pays for itself as it does.
Our Finance Lease solution enables businesses to acquire essential equipment, machinery, vehicles, and other productive assets while preserving working capital. Instead of making a large upfront investment, you can spread the cost over an agreed lease period through affordable, structured payments.
Whether you are expanding your operations, replacing ageing equipment, or investing in new technology, our finance lease facilities provide the flexibility and funding you need to support business growth.
Ideal customers
Logistics and haulage operators, manufacturers scaling production, hospitals and diagnostics centres, construction firms, schools acquiring buses and infrastructure, corporates refreshing vehicle fleets or IT estates.
Why choose WSTC
We are a lessor with thirty years of asset-finance experience in Nigeria we structure leases that survive real operating conditions, not spreadsheet fantasies.
The commercial advantages stack up
Your capital stays deployed in operations, where its return is highest. Lease rentals are predictable, budgetable operating outflows rather than a single balance-sheet shock. Payments can be structured to match the revenue the asset produces — a logistics firm’s vehicle lease can track its delivery contracts; a factory’s machine lease can step up as production scales. And lease rentals may carry tax treatment advantages over outright purchase — your accountant will approve; ask us for the structure sheet.
We have leased assets into Nigerian logistics, manufacturing, healthcare, construction, and professional services for years. We know the vendors, the import timelines, the maintenance realities, and the resale markets. That knowledge goes into every structure we write.
Benefits
- Full use of the asset from day one without the upfront capital outlay
- Working capital stays in operations, where it earns most
- Rentals structured to match the revenue the asset generates
- Potential tax efficiencies versus outright purchase
- Ownership transfers to you at the end of the term
- Vendor, import, and maintenance guidance from an experienced lessor
How Financing Works at WSTC
Consultation
A conversation, not a form. You tell a credit advisor what you’re funding and why; we tell you which product fits, what it will likely cost, and what documents we’ll need. Fifteen minutes, phone or office, no obligation. You leave knowing exactly where you stand.
Assessment
Submit your documents, identity, financials or payslips, collateral details where relevant. Our credit team reviews cash flow, capacity, and structure. If anything is unclear we call you; we don’t let files sit in silence. Most assessments complete within days.
Approval & Offer
You receive a formal offer letter stating the amount, rate, tenor, schedule, and every fee. Take it away, read it, question it. We walk you through any line you want explained. You sign when you’re satisfied, not when you’re pressured.
Disbursement
Signed documents in, funds out to your account, or to the vendor for leased assets. For shares-backed loans, disbursement follows lien placement, typically within 48 hours of documentation.
