WSTC Financial Services Limited is the financing arm of the WSTC Group and the foundation on which the group was built. For over three decades we have done one thing consistently: put capital in the hands of Nigerian businesses and individuals who can use it well.

We are licensed by the Central Bank of Nigeria as a finance house. That license is not a formality. It means our lending practices, capital adequacy, and governance are examined by the same regulator that supervises Nigeria’s banks — and it means that when we commit to a facility, we have the balance sheet and the oversight to honour it.

We exist because good businesses in Nigeria are routinely starved of credit. A distributor with five years of clean receivables waits months for a bank decision. A professional with a solid investment portfolio is told to liquidate it to raise school fees. A growing manufacturer buys equipment outright and cripples its working capital for a year. None of that is necessary, and our products are built specifically to fix it: term loans that match repayment to revenue, shares-backed loans that create liquidity without selling assets, and leases that put equipment to work while it pays for itself.